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​​​Le'Risque Africa

"Your Insurance and Protection Hub"

Life Insurance Cover I FORM

This Life Cover leaves a lumps of cash to those who depend on you when you pass on. 

i.e. it replaces your economic value because when one dies they can no longer provide the income when gone

This cover can be taken with living benefits that pay out a lump sum in the case of accidental disability or critical illness (like a cancer, stroke, coma, heart attack). 

It is important because it helps your loved ones with:

  1. Paying off any pending debt
  2. Taking care of day to day household obligations e.g. rent, bills, etc
  3. All forms of childcare including their education
  4. Protect business and ensure its continuity
  5. Leave a legacy and create generational wealth (through a cash inheritance) - especially for whole life covers since death is an eventuality.

Advantage of Life


1. Life policies do not go payout cannot be contested

2. Payout is done in about 2 weeks after death or diagnosis

3. Payout is tax-free.

4. Ensures that family is not desperate to liquidate any investments prematurely

5. This ensures continuity in the family unit (to focus on healing)


This form is to highlight your knowledge

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Medical Insurance Cover I FORM

Medical insurance helps you pay your hospital bills in the case you get an illness or accident or any other medical related expenses.

It provides you with access to hospitals, clinics, specialists when you are sick or have had an accident. It helps you avoid monetary loss and financial ruin as a result of an unexpected health misfortune.

Advantages

- Gives you and your family access to quality medical service

- Provides psychological comfort in times of emotional distress (so that you and loved ones can focus on getting better)

- Protects you from using your savings and investments by taking care of unforeseen medical bills

This form is to guide us in preparing a suitable proposal based on your needs. 

This form is for individuals or families of up to age 64. If you are 65 and above please fill in this senior's form here.

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The "Star Child" Education Plan I FORM

Education Planning is crucial for several reasons, as it ensures both the financial and academic needs of a child's future are met.

Education planning is an important goal as means of them becoming independent adults.

This package is to ensure that our kids have a head start in life by ensuring they have a good education to contribute to their success in life.

3 FACTORS OF A GOOD EDUCATION PLAN:

  • Has good structure
  • Has protection (to ensure that education is not interrupted in case of death, disability or critical illness)
  • Has growth element (ensures that the money compounds and grows over a period of time putting into consideration inflation)
  • Does not go through probate court (succession process) in case of death or incapacitation of parent/ guardian

THIS PLAN IS BEST FOR:

  1. Those looking for an alternative way of saving for child's education instead education and endowment policies:
  • Plan combines pure life cover and saving through a trust fund (separately) to maximise on protection and growth

Those who already have an education and endowment policy and want to supplement it

  • Because the protection of current policy is too low
  • Because the funds at maturity may not be enough.

Those looking for a more flexible way to save for children's education

  • Because you have more control over the savings and will not get penalised for it
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Legacy Combo : Life Cover + Trust Fund I FORM

Protect your family. Secure their future. Preserve your legacy.

This isn’t just life insurance.

This is your full protection wall: money + structure.

✅ Life Cover – A guaranteed payout to your loved ones when you’re gone.


✅ Trust Fund – A legal structure that ensures the money reaches the right hands, at the right time, for the right purpose.


✅ Legacy Tracker - A simple, structured guide that keeps all the essential details of your life policy, trust fund and personal information and instructions for your child in one place


No delays. No drama. No court battles.


Just peace, protection, and purposeful provision.

✔ Your children avoid financial stress and legal chaos.


✔ You stay in contro; your wishes are honored even after you're gone.


✔ You can start trust fund account from as little as Ksh 5,000


💬 “A good person leaves an inheritance for their children’s children.” – Proverbs 13:22


This form is to highlight your knowledge and need for a the "Legacy Combo". This will guide us in preparing for the discovery call:


All the information shared is confidential and will be accorded the privacy it deserves.


It will take you about 2 minutes to complete this questionnaire.



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Retirement [Pension Plan] Cover I FORM

Craft a worry-free retirement by building guaranteed income with a pension plan

5 Consequences of Retiring without a Plan:

  • Financial Instability
  • Inadequate Healthcare
  • Increased Stress and Anxiety
  • Reduced Quality of Life
  • Dependence of others for financial support

5 Advantages of setting up a pension plan:

  • Tax Benefits: Contributions are tax Deductible during working years
  • Guaranteed income in Retirement
  • Protection from Market Volatility and Creditors
  • Disciplined savings
  • Financial Security and Peace of Mind
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Critical IIlness and Disability Cover I FORM

Critical Illness Cover pays out a lump sum when you get diagnosed with a severe illness like a cancer, stroke, coma, heart attack because medical cover is not usually enough: 

Disability Cover pays out a lump sum when you get a disability due to accident.


It is important because it helps with:

  • Income Replacement.
  • Medical Treatment Costs:
  • Living Expenses: 
  • Home Modifications.
  • Peace of Mind: 

This form is to highlight your knowledge and need for critical illness and disability insurance. This will guide us in preparing for the discovery call.

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Last Expense Cover I FORM

Also known as burial insurance or funeral insurance, is designed to cover costs associated with a person’s death

It ensures that family members are not burdened with financial stress of paying for end of life expenses so they can focus on grieving and honouring their loved one

Uses, it takes care of:

  • Funeral and Burial costs expenses
  • Helps cover cost for memorial service
  • Outstanding medical bills incurred on final days
  • Pay off minor debts or cover legal fees
  • Provide immediate financial assistance to family
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Emergency Fund Questionnaire I FORM​

This form is to guide us on getting you the right platform to best store your emergency fund. Ex: money market, savings account etc. 

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